Paperwork Needed

Here is a list of paperwork you will need for your loan modification.

  • Hardship letter
  • Authorization to release information (one for each lender if more than one)
  • Most recent mortgage statement
  • Last 2 Months Banks Statements
  • Borrower Expenses Breakdown - list of all expenses from utility to phone to monthly food budget, all necessary spending
  • W2's and all tax returns for last two (2) years
  • Last 2 paystubs and or financial benefit letter (includes social security, child support, pension, etc).


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