Here is a list of paperwork you will need for your loan modification.
- Hardship letter
- Authorization to release information (one for each lender if more than one)
- Most recent mortgage statement
- Last 2 Months Banks Statements
- Borrower Expenses Breakdown - list of all expenses from utility to phone to monthly food budget, all necessary spending
- W2's and all tax returns for last two (2) years
- Last 2 paystubs and or financial benefit letter (includes social security, child support, pension, etc).